Ramy Hindiyeh, Ph.D., MBA | Finmentum

A quick, no-pressure call to learn what you’re trying to accomplish, answer a few questions, and share how Finmentum’s process works at a high level. If it looks like a fit, we’ll schedule a longer Discovery Session next.

We’ll cover:

• Your goals + what prompted you to reach out

• Your current setup (high level) and risk comfort

• How our planning + investment process works

• Next steps (Discovery Session, if it makes sense)

What to bring: Nothing, just come as you are.

A working session where we build your personalized financial plan together.

We will cover:

*Where you stand today: net worth snapshot, savings rate, retirement trajectory

*Investment strategy review: are your accounts working for your timeline and goals?

*Tax-smart account structuring: Roth vs. traditional, bracket optimization, account sequencing

*Retirement income planning: Social Security timing, pension options, withdrawal strategy

*A clear action plan: what to do next, in what order, and why

You will leave with a written plan you can keep and act on, whether you continue working with me or not.

For existing Finmentum clients. Use this to schedule a quick check-in, updates, questions, or life changes (new job, bonus, home purchase, new account, etc.). If you think we’ll need more time, feel free to book the 60-minute version.