This is an advanced-market design engagement for complex situations that require more eyes, more underwriting strategy, and multiple working sessions. The design itself has standalone value, so it’s not refundable and not credited.

Format:

2–4 sessions over 30–45 days
Max 60 minutes per session (max 4 hours total live time)

You’ll get:

Advanced-market risk + coverage architecture (built for complexity)
Underwriting/positioning strategy (how to approach advanced cases)
A written architecture memo with recommended structure + next steps

Policy: Non-refundable. Implementation is optional and separate; carrier execution/pricing is subject to underwriting and availability. Not legal or tax advice.