David Mattsson

$0 This complimentary 30‑minute session is designed to clarify your current financial position, your goals, and the gap between them.

Every figure I work from comes from a primary source, Federal Reserve Survey of Consumer Finances and SHED, Bureau of Economic Analysis, S&P Global. Full citation list on request.

Ask me anything, including about my own mistakes. I've studied this since I was 16 and got plenty wrong along the way. I'd rather you learn from those than pay for them yourself.

By the end of the call, you’ll have a clearer understanding of how money is moving through your current system, plus time for any questions you’d like to ask me.

There’s no obligation to move forward and no aggressive follow‑up.

$80 A Full hour, one-on-one, plus a customized deck built on your real numbers.

Your pick: A budget build, the psychology of money, investing basics, or a fee analysis of an advisor who already manages your money. Every one is built on your figures, not a template.

I build it before we meet, then we walk it line by line on a shared screen until you can run it without me. Every figure sourced. The deck is yours to keep for life.

One follow-up check-in is included, two weeks or a month out your call. That's where a plan either sticks or quietly dies, so it's part of the work, not an upsell.

You'll leave with a plan built on your numbers, your percentages down to the dollar, and the confidence to run it yourself.

Once you book, I'll text you a payment link and the short list of numbers or information I need.

$40 Thirty minutes on one topic.

One decision you're stuck on, worked through properly. Vehicle financing and what the total interest actually comes to. A 401(k) option you don't understand.

How to think about paying down debt versus investing, and the rate at which that math flips. Something an advisor told you that didn't sit right.

We run the arithmetic live on your numbers, with the assumptions named out loud so you can check them later.

No question is too basic. Most of what I know now, I didn't know at 16, and nobody was going to explain it to me either.

Not long enough to build you a plan. I won't pretend otherwise, that's what the full hour is for. Also the right pick if questions came up after a full session.

You'll leave understanding that decision, the math behind it, and how to think it through yourself.

Once you book, I’ll text you a payment link.

$40/mo Thirty minutes, once a month, ongoing. Cancel anytime.

Did you do what you said you'd do? We track savings rate month over month against your plan target, catch slips before they turn into habits, and you've got someone to call before an emotional money decision.

Lifestyle inflation is when the new truck arrives the same week as the promotion. Bank the raise first, then decide. That single habit is what separated Ronald Read, pumped gas 25 years, swept floors 17 more, left $8 million, from the Merrill Lynch division head whose house cost more than $90,000 a month to maintain and who filed personal bankruptcy in 2010.

Plenty of people don't need this. Your first check-in after a full session is already free, this is only if you want it to keep going.

Systems beat willpower, but a person beats both.

Once you book I’ll text you a payment link.